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Sahara Nivesh – Jeevan Bima
Single Premium Endowment Insurance Plan (Without Profits)
(UIN – 127N026V01)
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| ‘Sahara Nivesh-Jeevan Bima’ is a without profit single premium endowment plan with added advantage of life cover upto maturity by having to pay premium only once. It suits those who have dreams and aspirations at specified times like buying a house and giving one’s children the best education. These can be fulfilled only by planning our finances for various financial obligations well in advance. The only step in financial planning is investing in Wealth Creation Plans. This plan of ‘Sahara Life’ offers more liquidity and are ideal for customers who are investment savvy and also want the protection of life as it offers you a life cover for the policy term and that too without burdening you to pay premium for the entire term i. e. invest today and reap the benefit at maturity. |
| Minimum Entry: Age: |
9 Years (Nearer birthday) where the risk commences immediately |
| Maximum Entry Age: |
60 Years (Nearer birthday) |
| Minimum Sum Assured: |
Rs. 50,000/- |
| Maximum Sum Assured: |
No Limit subject to underwriting |
| Policy Term under the plan is: |
10 years (fixed) |
| Premium Paying Term: |
Single Premium; |
| Maximum Maturity Age: |
70 Years |
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Sahara Vatsalya-Jeevan Bima
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| ‘Sahara Vatsalya-Jeevan Bima’ is a with profit endowment plan with added advantage of life cover upto maturity and educational benefit of four annual installments @ 20%, 25%, 25%
and 30% of sum assured are payable at the end of each year during the last four consecutive years of policy term for the educational expenses of the nominated child to ensure the child’s
safe future. It also provides financial protection against death during the term of the policy by paying sum assured along with attached bonuses on the death of life assured (parent) in lump
sum and additional annual ‘Family Income Benefit’ installments each of 10% of sum assured commencing from the policy anniversary following the death of the life assured and upto
commencement of educational benefit and thereafter four annual educational benefit installments @ 20%, 25%, 25% and 30% of sum assured are payable at the end of each year
during the last four consecutive years of policy term. The death benefits are payable to the appointee in case nominee (child) is minor. It is a with-profit plan and simple reversionary
bonus will be declared every year depending upon the experience of the relevant fund. This plan is suitable for investors who get safety, returns, tax benefits & also guaranteed cash
inflow at regular intervals to meet the educational expenses of the child. |
| Minimum Issue Age (parent) the
Life Assured |
20 Years (Nearer birthday) |
| Maximum Issue Age (parent) |
50 Years (Nearer birthday) |
| Minimum Issue Age (Child) |
0 year. |
| Maximum Issue Age (Child) |
12 Years (Nearer birthday) |
| Minimum Sum Assured |
Rs. 1,00,000/- |
| Maximum Sum Assured |
No Limit subject to underwriting |
| Policy Term under the plan is |
22– Age at entry of child |
| Premium Paying Term |
Same as the policy term. |
| Maximum Coverage Age (parent) |
70 Years |
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| (UIN-127N001V01) |
| For life's many ups and downs, for children's education and marriages, providing for a family house, we bring you financial security against unfortunate death & living too long by creating an immediate asset, our endowment assurance policy 'Sahara Nidhi'. This flexible plan is suitable for everyone having any financial responsibilities. For "Safe" investors it is safety, security and tax benefits in one package here. Those who need to repay mortgage loans or want to accumulate funds for future investment opportunities and those who have small amounts to save find this as a one stop shop of financial instruments and convenient |
| Minimum Issue Age |
14 Years(Nearer birthday) |
| Maximum Issue Age |
60 Years (Nearer birthday) |
| Minimum Sum Assured |
Rs.50,000/ |
| Minimum Benefit Term |
10 Years |
| Maximum Benefit Term |
50 Years |
| Premium Paying Term |
Same as policy term |
| Maximum Coverage Age |
70 Years |
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| (UIN-127N010V01) |
| It is a micro insurance policy. It is suitable for those who have
limited resources but desire to safeguard their families against
the uncertainties of life and save for the future. The plan is nonparticipating
and provides the ideal solution. On maturity of the
policy or in case of unfortunate death the Sum Assured is
payable if the policy is in force. |
| Minimum Issue Age: |
18 Years(last birthday) |
| Maximum Issue Age: |
60 Years (nearer birthday) |
| Minimum Sum Assured.: |
Rs 50,00/- |
| Maximum Sum Assured.: |
Rs. 30,000/- |
| Minimum Policy Term |
05 Years |
| Maximum Policy Term |
15 Years |
| Premium Paying Term |
Same as policy term |
| Maximum Maturity Age |
75 Years |
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| 127N019V01 |
‘Sahara Umang’ is a saving plan with added advantage of life cover upto maturity and guaranteed cash inflow
at regular intervals after maturity. It provides financial protection against death throughout the term of the policy
with the provision of payment of a lump sum at the end of the term in case of survival alongwith additional
guaranteed ten annual installments commencing one year after the date of maturity to the life assured/nominee
irrespective of survival of life assured. It is a with profit plan and simple reversionary bonus will be
declared every year depending upon the experience of the relevant fund. This plan is suitable for investors
who get safety, returns, tax benefits & also regular income after maturity. |
Minimum Entry Age |
14 Years (Nearer birthday) |
Maximum Entry Age |
60 Years (Nearer birthday) |
Minimum Sum Assured |
Rs. 1,00,000/- |
Minimum/ Maximum Benefit Term |
15 Years (Fixed) |
Premium Paying Term |
Same as policy term. |
Maximum Coverage Age |
75 Years |
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